Refusal of Unemployment Benefits

Unemployment benefits are about going back and forth, especially in the post-pandemic era.

Not all businesses managed to recover after an economic crisis; making employees lose jobs and file for unemployment benefits.

In this article, we’re going to explore what qualifications you need to meet to receive compensation; what are the benefits of the federal relief package, and why can people get disqualified from collecting unemployment.

How Can You Become Eligible?

Unemployment compensation is not a $50 loan instant app where you can’t get approval in a matter of hours.

The eligibility requirements vary from state to state; therefore, you need to check with your local insurance agency before filing for unemployment benefits.

If the reason is something other than “lack of work”, the State Unemployment Insurance agency will determine the amount of compensation you can get.

Overall, the requirements for unemployment are based on your length of employment, earnings, classification as an employee, and the circumstances of losing your job.

Why Workers Get Disqualified from Unemployment Benefits

Take a look at the list of circumstances that may lead to denial of receiving unemployment benefits.

Insufficient Employment Length

In most cases, it means that you have to work for a previous employer for at least a year.

Self-Employment or Freelance

For example, if you’re a contract worker, your occupation cannot be defined as “self-employment”, making you a bad candidate for unemployment benefits.

Resignation Because of Labor Dispute

The other definition for refusing compensation is “quitting without a good cause”. The common examples are leaving to get married or attend school, or simply quitting because of dissatisfaction with a company.

Providing Inaccurate Information

If anything you say (or do) doesn’t align with the picture your employer has, you won’t get access to unemployment benefits.

Sometimes people may file for unemployment successfully and start receiving funds, but get disqualified later. When does it happen?

The answer is simple: when an individual is not willing to accept any job offer.

You must be job-hunting to stay qualified for unemployment benefits, and if you refuse to take a suitable job (with a comparable wage), you can fail the state guidelines and lose your compensation.

Now, let’s take practical examples of unemployment situations people face.

Quitting a Job for a Good Cause

Your state’s unemployment office is the only authority, able to determine if you left a job for good cause, and will be able to collect unemployment funds.

Here are some examples of “leaving for a good cause” reasons:

Medical emergency: when the employer can’t accommodate your health problems, or if one of your family members gets sick
Toxic working environment: referring here to sexual harassment, physical abuse, or other immoral or illegal acts
Safety concerns: usually not related to a job nature (if you’re a firefighter or police officer, you have to be ready for challenges); you may relate to equipment that traumatized you or co-workers and was not fixed by the employer
No transportation available: if you own a car, it might be an accident with irreversible effects; if you take a subway or a bus, it might be a critical situation, when public transportation shuts down
Pay decrease: can be a “good cause” in case when the reduction significantly impacts your quality of life
Violating an employment contract: when an employer fails to stick to the terms of the employment contract, even after they become aware of this issue

Before you file for unemployment benefits and mention leaving for a good cause, make sure you try to address a problem before giving up.

People at the Insurance agency are not going to listen to you if you don’t show attempts to fix a situation.

Being Terminated After Notice

If you give notice but the employer doesn’t pay attention and terminates your contract immediately, you’ll be subject to additional benefits.

In 2021, the duration of collecting unemployment benefits reached a peak, amounting to 23.02 weeks among U.S. citizens.

Average duration of persons collecting unemployment benefits in the United States in 2021

The rates of an average duration depend on the labor market: in case it weakens, duration increases, and vice versa.

The Process of Filing for Unemployment Appeal

After you contacted a state unemployment office and know the best way to open a claim, prepare the following data:

Social Security number
Driver’s license or state ID card
Mailing address
Telephone number
Alien registration card number (for non-U.S. citizens)
The company names and addresses of your employers for the past two years
The Employer Registration Numbers
Copies of forms SF8 and SF50 (for federal employees)
Copy of the most recent separation form DD 214 (for service members)

Some states are only allowed to store unemployment benefits as a direct deposit; while other ones are more comfortable transferring money to debit cards.

Whatever you choose, don’t get yourself in trouble, and find out this information before you apply.

Filing for unemployment is not complicated. In New York, for example, people can do it online; in California, they can submit a form via the official website or call the Unemployment Benefits agency.

The waiting periods for compensation are 100% state-driven. It can be a non-payable waiting week (like in Minnesota) or receiving benefits right after you send a claim. Anyway, it’s better to check with the unemployment office directly.

Summary of Main Points

An unemployment benefit is compensation you receive when being suspended from a job. It’s not hard to sign up for, but you have to rely on your state’s laws and other circumstances.

To become eligible for unemployment costs, you have to either “leave a job for good cause”, or be terminated after office. A good cause can be an illness, workplace harassment, or a significant pay decrease. Whatever you state as a reason, you must try to fix the problem first, and then go to the unemployment office.

There are cases when workers get disqualified from unemployment benefits soon after receiving them. It may happen, when an employee refuses to take on a suitable job, or accept any other job offer.

To file for unemployment, you have to contact your local agency and find out the details of provided funds. Check the requirements; the data you have to provide, and the terms of the waiting period.

Afterward, don’t hesitate to fill out the form and start getting your well-deserved compensation.